Welcome to Insurance by Design. These terms and conditions outline the rules and regulations for the use of Insurance by Design's website, located at https://www.insurance-by-design.ca/.
By accessing this website, we assume you accept these terms and conditions. Do not continue to use Insurance by Design if you do not agree to take all of the terms and conditions stated on this page.
By using this Website, you warrant that you are at least 18 years of age and that you will use the Website in accordance with these terms and conditions. The Company reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.
Our privacy policy, which sets out how we will use your information, can be found at [Privacy Policy URL]. By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate.
Unless otherwise stated, Insurance by Design and/or its licensors own the intellectual property rights for all material on the Website. All intellectual property rights are reserved. You may access this from Insurance by Design for your own personal use subjected to restrictions set in these terms and conditions.
Certain parts of this Website may offer the opportunity for users to post and exchange opinions and information. Insurance by Design does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Insurance by Design, its agents, and/or affiliates. Comments reflect the view and opinion of the person who posts such a view or opinion. To the extent permitted by applicable laws, Insurance by Design shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
In no event shall Insurance by Design, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. Insurance by Design, including its officers, directors, and employees, shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.
You hereby indemnify to the fullest extent Insurance by Design from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these Terms.
If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.
Insurance by Design is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.
These Terms will be governed by and interpreted in accordance with the laws of the Province of Ontario, and you submit to the non-exclusive jurisdiction of the provincial and federal courts located in Ontario for the resolution of any disputes.
If you have any questions about these Terms and Conditions, please contact us at alika.martin@gmail.com.
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